Start Today. Zero Payment Required.
Get credit repair that is fast, reliable.
HERE'S HOW IT WORKS...
Select Your Plan
Start your journey by selecting a credit repair plan.
We Dispute Negative Items
We get you on boarded and start to challenge closed/negative accounts.
Track Your Progress
Bureaus generally respond within 30 days, and you'll see every update in your client portal.
Choose Your Pricing Plan
VIP Package
Our most comprehensive credit repair solution, built for clients who want everything handled in full. This package targets collections, inquiries, repossessions, charge-offs, late payments, student loans, credit cards, bankruptcies, child support, and more. Unlimited disputes across all three bureaus, plus a tradeline account added to possibly boost your score.
UNLIMITED DISPUTES
ALL ACCOUNT TYPES
ALL LATE PAYMENTS
BANKRUPTCY INCLUDED
STUDENT LOAN INCLUDED
TRADELINE INCLUDED
DISPUTES FILED PROMPTLY
CLIENT PORTAL
PRICE: $1499
Fast Track Package
Built to get you moving fast. We begin immediately, disputing inaccurate and unverifiable items across all three credit bureaus. 30-day response window. Includes two rounds of disputes.
INQUIRIES
COLLECTIONS
CHARGE-OFFS
REPOS
LATE PAYMENTS
NO BANKRUPTCY
NO STUDENT LOANS
ALL OTHER ACCOUNTS
RESULTS IN 30 DAYS
CLIENT PORTAL
PRICE $499
FREQUENTLY ASKED QUESTIONS
Do I need a Consultation?
A: No. To get started, complete our secure online sign-up, select a plan, upload all required documents, and we’ll start working on your account. You’ll receive status updates through your online portal.
How long does it take to see results?
A: A full status update will be available in your client portal within 30 days.
What items can be challeged?
A: We typically dispute and seek removal or correction of late payments, collections, charge-offs, repossessions, unauthorized or non‑account inquiries, credit card errors, student loan mistakes, medical bills, bankruptcies (inaccuracies), judgments and liens (inaccuracies), identity‑theft or fraudulent accounts, reporting errors (balances, dates, statuses), child‑support reporting issues, and other inaccurate, unverifiable, or outdated trade lines.
How Can I Improve My Score?
A: You can improve your score by challenging inaccurate accounts, making on-time payments to your creditors and adding positive tradelines.
Where Can I See My Credit Reports? Is There a Charge for This?
A: We use MY FREE SCORE NOW to access all three bureaus. Keeping your MY FREE SCORE NOW account active during the process is mandatory so we can access your reports. We do not charge a monthly fee for this service. MY FREE SCORE NOW requires a third‑party subscription of approximately $47.00/month.
How do I Know if I Need Credit Repair?
A: You may need credit repair if you have a low credit score, accounts in collections, late payments or charge-offs on your reports, recent bankruptcies or repossessions, multiple hard inquiries, identity‑theft or unfamiliar accounts, reporting errors (wrong balances, dates, or statuses), or if you’ve been denied credit or offered high interest rates. If you plan to buy a home, refinance, or get new credit soon, cleaning up your report can also help.
What do I Need to Provide for Credit Repair?
A: We’ll need your unexpired state ID, driver’s license, or passport (one ID only); your Social Security card, your MY FREE SCORE NOW login; and one proof of address. Acceptable proof of address (dated within the last 30 days) includes a utility bill, personal bank statement, car insurance, car registration, W-2, or pay stub in your name with your current address.
How Do I Get Started?
A: We’d love to have you! Choose a package and upload the required documents.
What is a Seasoned Tradeline account?
A seasoned tradeline is an established credit account with a positive payment history (typically 2+ years old) that someone else adds you to as an authorized user. When added to their account, that account's positive history, credit limit, and low utilization appear on your credit report, potentially boosting your credit score quickly without you actually using the card or being liable for the debt.